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Require used car finance? But have bad credit?

Then talk to Car Centre Northwich - Used Car Finance Specialists

We have specialised in arranging car loans for people with poor credit for a great many years. As such, we have access to specialist lenders and will go out of our way to make sure you get the best deal for your budget.

All that is required from you is that you complete our short application form then sit back and relax. We will search all of the different bad credit car loans available to find the best one for you. We will then call you back, usually within minutes, to let you know what we can do for you.
  • Bad credit history: No problem! It's our speciality.
  • CCJ's, defaults or arrears: We may still be able to help!
  • Low rate UK loans: We endeavour to get you the best deal!
  • Quick decision: We are sure you will be impressed with our speed and efficiency!
  • Quick to apply: Click here to get started!

What is bad credit?

You may be unsure of your own credit rating, so here is some information to help you understand more.

Bad credit can be brought about by a number of things; missed or late payments towards your credit cards or any other loans or finance, arrears, defaults and County Court Judgements (CCJ's) which are the main contributors.

Also, as crazy as it sounds, if you have no history of any previous loans on your credit file this can also have an adverse effect on your credit score. So what do you do if you have a poor credit score and need to get a loan for your next vehicle?

As a result of the global credit crunch a huge number of lenders have withdrawn from the market and people with impaired credit are concerned that they are no longer able to arrange the loans and finance that they need.

The good news is there are however still a number of specialist lenders that offer car loans to people with a bad credit record who also offer very competitive rates.

Car Centre Northwich has operated with these companies for many years, and it is our experience within this sector that puts us best placed to help you secure a car loan for your next vehicle.

Click Here to start your quick and safe online application.

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Featured Cars

Representative Example HP

An OTR Cash Price of £10,195.00 with a deposit of £1,019.50 leaving an amount of credit of £9,175.50. The agreement is resulting a Representative 12.9% APR and a total amount payable of £13,320.50. Payments are based on a duration of agreement of 60 months, with a first monthly payment of £ 205.00, regular monthly payment of £205.00 and a final monthly payment of £206.00.
View Finance Disclosure

FINANCIAL DISCLOSURE
The Car Centre Northwich is registered in England and Wales. The Car Centre Northwich is authorised and regulated by the Financial Conduct Authority, under FCA number: 655213. We act as a credit broker not a lender. We work with several carefully selected credit providers who may be able to offer you finance for your purchase. (Written Quotation available upon request). Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). The lenders we work with could pay commission at different rates. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 year or over. We are only able to offer finance products from these providers.

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